shorty asked:


Ok i know this guy that has a 1993 rx7 and has a bunch of court fines so he is selling it. I've seen the car, it has 80,000 original miles, its an auto. with nice interior and a few normal dings on the body. it DOES have a salvage title. The guy said the engine needs new seals (apex seals) and it should be good to go. he said when he wrecked it after the seals went it did start and load and hasnt been started since (a few years). he is wanting $5,500 for it as is. I am thinking about getting it and putting it in a storage garage and working on it when i have some extra cash or having it worked on. U guys think its a good deal?
Its the 13b twin turbo motor. My father used to have a 91 rx7 and thats when rx7's became my dream car. I'm pretty posative my uncle rebuild my dads motor and knows rotary motors inside and out and would be glad to help/teach me cuz i'm very interested. I'm going to get more details on it, call insurance company and find stuff out then make a decision. thanks guys

Auto Salvage Atlanta

redsaab9000 asked:


Our 93 Saab was rear-ended and we did not get the other driver's insurance information. The bumper appeared intact, undamaged except for some scuff marks, though slightly shifted. What was damaged, however, was the gas tank which began leaking after the collission.

We contacted our insurance company to report the accident and file a claim; we wanted the gas tank replaced, and wanted the car checked for frame damage, or other non-visible damage.

The car was towed by the insurance company to their authorized repair center. The repair center prepared an initial estimate to replace the gas tank and do body work and painting to repair the car.

We told the insurance company no body work was needed, nor painting, and only the gas tank was required.

The insurance company insisted the car was damaged, and that it would be totaled due to the car's ~$2000 value, and the likelihood that further damage would be found once the bumper was removed.

We spoke to the adjuster who supposedly viewed the car, he stated that it appeared the rear-body panel was damaged behind the bumper assembly, and it was his opinion the car was a total loss.

Again, we protested, and told the adjuster the bumper didn't appear damaged to us, that they could deduct the cost of painting the bumper, etc., from the estimate, and just replace the gas tank.

This went on back and forth for a week, at least, until the adjuster agreed to install a used gas tank if further damage was found.

We agreed, the car was disassembled, and the body shop compiled a new estimate for a new rear bumper assembly, new gas tank (they would not install a used tank), painting, gas tank straps, fuel hose, etc…

This new estimate exceeded the value of the car and we were told the car was a total loss. Again, we protested and insisted that we didn't think the bumper was necessary, but that we found used parts totalling $465 shipped that would bring the repair cost to less than a total loss repair.

The insurance company refused and refused to allow us to repair the car ourselves (I am handy with cars). They also stated that even if we withdrew the claim, they would report the car as a total loss to the State of Florida and our title would be revoked.

We protested and they said that the car is a total loss, talk to us if you can find someone to repair the car cheaper with used parts. We contacted an independent saab mechanic and they said liability issues would prevent them from installing a used gas tank, and they recommended against having anyone do this.

At this point, we calculated the cost of purchasing another 93 Saab 9000, and it didn't make sense as we have invested over $5000 in our Saab over the last few years, including installing a brand new transmission. What made sense was buying a used Prius, and using the gas savings to compensate the interest.

So, we negotiated a final settlement with a total loss value plus we would keep the car and the salvage value was waived. We figured we could always repair the vehicle with salvage title, or sell it to someone else who wanted to replace the gas tank and bumper and have an otherwise excellent Saab.

We agreed to the settlement and were told we would receive fedexed paperwork the next day, and were told we only had a few days left on our rental car. That day we put a deposit on a used Prius as there were 15 buyers behind us, and received the car back from the auto body shop.

Over the weekend, while we awaited bank funds to finalize purchase, we inspected the Saab. There was no damage to the rear-body panel, and no damage to the inner portion of the bumper assembly. Further, the auto body shop had failed to return nuts and bolts, and had damaged the fuel feed line. We also learned in the State of Florida once the car is declared a total loss (over 80% of value), that it could not be repaired to be driven.

On Monday morning we picked up our Prius, finalizing payment, and contacted the insurance company to state that the body shop and adjuster had mis-represented damage and that we never received settlement paperwork.

We stated we were fine with the settlement, as long as the title would be corrected to a repairable title vs a certificate of destruction.

The insurance company said they would send an independent appraiser to verify damage and get back to us.

The independent appraiser arrived the next day and viewed damage. He stated there was no damage to the car other than the cracked gas tank (from force of impact), and that body shop had inflated damage.

His repair estimate, with used gas tank, was $498, $2 less than our deductible.

Insurance company wanted to deny claim. We protested, and claims person read file and realized the problem.

They have now withdrawn the settlement offer and are giving us three options:

1. repair car and waive deductible
2. total vehicle (minus deductible) and retain vehicle
3. total vehicle (minus deductible) and sell back the car at $800 salvage value.

What are our rights here? We fought for a month to convince the insurance company the auto body shop and adjuster were inflating damages. We were told the car would be totaled by State even if we withdrew claim. We were told we were running out of rental car days. We purchased a new car due to the position we were put in, plus stress of fighting insurance company for a month.

It's nice of the insurance company to fix the car and waive deductible, but we just spend $23K on a Prius plus $1500 tax and tag.

Naturally, they didn't force us to buy a Prius, but what do we deserve here?

Your thoughts, we just want a fair settlement.
I appreciate the responses… I'm not sure how I got what I asked for. All I asked for was for them to follow-thru on their settlement offer, but correct the damage estimate to $1200, the actual price to install a new gas tank ($498 estimate is for used gas tank that insurance company initially refused to install), so that I could have a salvage/driveable title, not a certificate of destruction which means the car cannot be repaired and titled (except in Kentucky perhaps, for Kentucky roads). That would leave me with $1900 which would cover the cost of me repairing vehicle myself, and taxes/title on the Prius, so I'm made whole. I agree, option A here is the best, provided they install a new gas tank by Dealer, and don't have one of their shops mess things up any further than they have already, but I still feel I deserve compensation for a month of phone calls, arguing, and tax/title on the Prius. I know states like Washington award triple-damages for bad faith ins.settlements

Auto Salvage Atlanta

don h asked:


I was in a car accident about 3 weeks ago. After choosing a repair shop which is also a blue-ribbon provider for my insurance, it’s taken all this time for them to tell me they are going to take my car to another shop for repair because the initial shop doesn’t like to do the repair that the insurance adjuster is recommending.

Ok, here’s the deal I have a 07 Charger that was rear-ended the first shop told me that he would try to pull the rear-end out but he ended up having to cut the rear passenger ¼ panel, replacing the floor pan and some other things, now the insurance adjuster is wanting to do something called a rear-end clip (getting a salvage rear end) to replace the damaged one. I asked the first repair shop owner why he didn’t want to do the repair. He replied that it wasn’t worth the trouble. So of course that sounded a little fishy to me so I called some other local repair shops and was basically told that there was risk involved and liability. I would like to know what the safety risks of such a repair are and I don’t like the fact that I have to send my car to another shop because the first doesn’t want to do the repair.
I just got off the phone with my insurance company about and hour ago and they have decided to total the car. Thanks everyone for your response

Auto Salvage Atlanta

don h asked:


I was in a car accident about 3 weeks ago. After choosing a repair shop which is also a blue-ribbon provider for my insurance, it’s taken all this time for them to tell me they are going to take my car to another shop for repair because the initial shop doesn’t like to do the repair that the insurance adjuster is recommending.

Ok, here’s the deal I have a 07 Charger that was rear-ended the first shop told me that he would try to pull the rear-end out but he ended up having to cut the rear passenger ¼ panel, replacing the floor pan and some other things, now the insurance adjuster is wanting to do something called a rear-end clip (getting a salvage rear end) to replace the damaged one. I asked the first repair shop owner why he didn’t want to do the repair. He replied that it wasn’t worth the trouble. So of course that sounded a little fishy to me so I called some other local repair shops and was basically told that there was risk involved and liability. I would like to know what the safety risks of such a repair are and I don’t like the fact that I have to send my car to another shop because the first doesn’t want to do the repair.
the adjuster told me that I wouldn't have a salvage title but the car has already been chopped by the first repair shop.

Auto Salvage Atlanta

PiggyGirl asked:


OK, I asked another question yesterday about unknowingly being sold a car with a salvage title — http://answers.yahoo.com/question/index?qid=20061128073937AAwWAu9 — which the dealership is supposedly still uncertain of.

Well, the saga continues. Now they claim they should get the title today, they're just waiting for the auction people to send it. I've been told that the auction part is normal, though them not knowing any details about their purchase seems odd, to say the least.

They're claiming they're in the same position I'm in! Isn't it their responsibility to know? Plus when I asked they insisted it hadn't been in a wreck, and they went further to give me a warranty.

Assuming the car has only been in a wreck (that resulted in a settlement for $13k in 12/2005) how does that effect the so-called bumper-to-bumper warranty they gave me? Is this alone fraud, even if it doesn't have a salvage title?

Shouldn't they reduce the price? Am I stuck?

(I'm in TX.)
I purchased the car 11/22 but didn't get the insurance stuff until after the Thanksgiving holiday. That's when my insurance agent discovered the wreck, on 11/27.

I have called the TX Attorney General and the DMV and they're telling me to submit a complaint. I'm going to call the legal people provided through my job later today, but I was hoping to settle this peacefully.

Initially they seemed to won't to resolve this, yesterday they implied they were already looking for a new Ion, and insisted they wouldn't leave me in a wrecked vehicle.

Now it just seems like they're trying to get out of it and shirk responsibility. But I don't think ignorance is an adequate defense. At the very least I think the price should be lowered, or I should be released from the contract.

I do know that I would not have bought the car had they told me it was in a $13k wreck and they acknowledge that that's likely the case. Still, they insist the wreck doesn't effect our deal.
I got it from a smaller local dealer called Auto Max.

My issue with the wreck is that I specifically asked if it had been in a wreck and they said no. I asked two separate salesmen and they both said no.

My insurance agent only found the $13k claim through one insurance company — he was checking them all for the lowest price. None of the other insurance companies were showing this claim BUT I'm sure the dealership knew what was what.

I can't accept that the auction didn't let them know the history of that car — I'm sure the truth of the matter was in the price they paid for it. If they got a severely discounted price on it they had to know why, in my opinion. I doubt they got gypped too.

Though, I did initially give them the benefit of the doubt, thinking maybe they really didn't know, but now I'm thinking the shock was more a reaction to the fact that I found out about it, rather than true ignorance/innocence.

And still, they claim they don't have the title.

Auto Salvage Atlanta

jc2e1028 asked:


I have a full coverage for my car…and due to an accident (no-fault accident, hit and run on highway, and still under investigation), the car was damaged a lot and my insurance company decided not to fix it for me and just pay me the value of the car.

The process of getting the value of the car, deciding whether to fix it or not, salvage value…and so on….it took about 1 month.

Meanwhile, my car was in a local garage where the police officer called when the accident happened. I told my insurance company that my car was towed to this local garage, and asked them to get it from there (I called them while I was in ER)

I thought they took care of it…but now looking at the settlement, my insurance company charged me $3,000 for local garage storage fee. (The garage charged my insurance company, and eventually I had to pay for it.)

Does it make any sense? My insurance company decided to leave my car at this local garage. If I knew I had to pay about $3,000 for my car parked at this ramdom local garage, I probably asked them to tow the car to my backyard!!!

I am trying to call the claim adjuster and talk to her. But since the settlement letter was sent to me, she is extremely hostile and treats me like a piece of ****. She thinks everything is finished and she has no more business with me about this accident. She was almost screaming at me on the phone when I asked to look at the settlement again….

Should I talk to a lawyer or call the State department for insurance settlement and reopen the case? I don't have a car now and I owe $3000 to the garage….even though I had a full coverage insurance? (but the way, this is after $500 deductibles that I paid)

I don't understand! please help

thank you
thank you so much for your help.

I just found that another settlement document that my insurance company sent me about 2 weeks ago. On that paper, they did not deduct the $3000 for storage fee.

About 2 weeks later, they decided to amend the settlement (of course, I wasn't informed!) and sent me the one with $3000 deduction. I guess they realized that they paid too much money to the garage and changed their mind and made me pay.

I think I will talk to a lawyer who is a good friend of mine and see what he thinks. If he thinks it is better to have a lawyer on my side, I will go for it even though it will cost me at least $1000. I am very furious about how badly the insurance company treated me although I was their customer for more than 7 years with no accident and no tickets whatsoever! I really wish to speak up but no one is listening…so I might just gor for a lawyer

Thank you all for your wonderful answers. I wish I can choose all as the best answers. thanks!!!

Auto Salvage Atlanta

mburleigh8 asked:


Do auto insurance companys charge you more if you are insuring a car with a salvaged title?

Auto Salvage Atlanta

manda asked:


I have a '93 Jeep Cherokee 4dr in great condition and I was going about 10-15mph and a lady came into my lane and clipped my drivers front end damaging the fender, bumper and grill. State Farm is claiming it a total loss and is offering me 2,200 to give it up or 1,700 if I keep it. I have to get a salvage title if I keep it which I can't drive. I would have to get the salvage title, get it fixed, bring it to the police for it to pass inspection, gather a bunch of forms, pay the fees and then apply for a reconstructed title which then I can drive. The title will always read 'salvage reconstructed' so in the future I would have to sell it to a dealer cause I can't get rid of it to a private party and I would get next to nothing for it. Now if I take the 2,200 I would have to find something for that exact amount cause I have no money to add to it (nor add to fix) and It needs to be large enough for a baby seat in the back, which seems slim esp. a car in the same working cond as jeep.
Also, I have the option to just walk away and not file a claim which will keep my title clear and I don't have to wait on it to either getting fixed or to get another one. If I decide to fix the minor body work it'll be out of my pocket but I'm not worried about it at all, it is very min. damage and the lights/blinkers work. Plus I can take my time fixing it if I wish. I really need a permanent vehicle asap. Insurance asked if I wanted a rental but I didn't get it being that I may just walk away and fear owing money on the rental.

Auto Salvage Atlanta

Allyson L asked:


I had a car which was totaled by the insurance company, and they asked me if i wanted it and keep a salvage title or take the money. I said i will take the money at that time. there was someone that worked at the shope that wanted the car. Anywho 4-5 years later hes contacting me for the titel. The insurance never put the salvage title on it. My Can i go and pick up my car with a police officer?
there is no salvage title at all thats why im confuse. My title is valid, he says he cant put it on the road until i give him the title

Auto Salvage Atlanta

2real4sum asked:


to legally place my car under total status.
Here's the story. The adjuster advised me that my car's value is at $10,812. They are responsible for only 100% of the damages to the rear of my car and 30% of the front and for 70% of the value of the car. If they are offering me $7,569(which is 70% of the total value of my car, do they still have the right to place my car in a 'totaled' status since they are not paying $8,109(which is 75% of the value of my car)?
I want to repair my car being that I owe $16,000 on it and I don't have GAP insurance. My car is 100% repairable. The repair shop is telling me that the total repair cost are $7500 but the insurance company is saying that they are not paying to have the vehicle repaired but will cut me a check for the $7569 and I will still keep the my car and I can do whatever I want to do with the check, get the car repair and etc..I don't agree with placing my car in total status because I will have to get a salvage license on the title
This is the insurance company of the person who rear ended my car. They say that they are only paying for 30% because I did bump the car in front of me which caused very little damage to the front and to the rear of the car in front of me…and folks when I say little I mean a little…… like a scratch of paint about 5 inches long, before their client hit me while going at least 55mph pushing me even further into the back of the car in front of me…but that is another story…….

I don't want to accept that offer if they are going to place my car into a totaled status…..
who can or what do I do?

All I want is my car repaired. That is it…….I am not even worried about a rental car right now, i just want my car repaired.
to answerer Oklaton….how can I sell the car if it has $7500 of repair damage and I don't hold the title to it and I owe the finance company $16k?

I have never been in a car accident before and have never dealt with insurance companies before so I am very lost when it comes to this.

Auto Salvage Atlanta